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机会不在保单壳，而在可保性工程：模型评估与审计标准、上线后的漂移与幻觉监控、深伪与身份验证的反欺诈基础设施、AI治理与证据链留痕，以及最关键的去相关化能力。通过多模型、多云、隔离与回滚设计降低同源聚合带来的再保资本压力，一旦形成可复制标准与数据闭环，就会从风控成本变成定价权资产。
The entire pipeline executes in a single call stack. No promises are created, no microtask queue scheduling occurs, and no GC pressure from short-lived async machinery. For CPU-bound workloads like parsing, compression, or transformation of in-memory data, this can be significantly faster than the equivalent Web streams code – which would force async boundaries even when every component is synchronous.
https://doi.org/10.48550/arXiv.2602.18602